

Office Hours
Mon-Fri 9:00AM - 5:30PM
After Hours & Weekends
By Appointment Only
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Would you like to create a personalized quote?
Martin Melkonian
Melkonian Ins and Fin Svc Inc.
Office Hours
Mon-Fri 9:00AM - 5:30PM
After Hours & Weekends
By Appointment Only
Address
Katy, TX 77493-4161


Office Hours
Mon-Fri 9:00AM - 5:30PM
After Hours & Weekends
By Appointment Only
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
Mon-Fri 9:00AM - 5:30PM
After Hours & Weekends
By Appointment Only
-
Phone
(281) 712-2788 -
Fax
(281) 201-4768
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking
Office Info
Office Info
Office Hours
Mon-Fri 9:00AM - 5:30PM
After Hours & Weekends
By Appointment Only
-
Phone
(281) 712-2788 -
Fax
(281) 201-4768
Languages
Simple Insights®
The Real Consequences of Drunk Driving
The Real Consequences of Drunk Driving
What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
What is private mortgage insurance?
What is private mortgage insurance?
Depending on your down payment, private mortgage insurance (PMI) may be required. We walk you through PMI basics.
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Viewing team member 1 of 6

Crystal Sandoval
Team Leader
License #2929557
Crystal is a country girl raised in South Carolina and moved to Houston in 2009. She is married and has two daughters whom she cherishes with all her heart. She comes from a family of very successful entrepreneurs and learned to carry strong values. Crystal loves helping people any way she can. She has an extensive background with customer service. On her spare time, she loves to sing and dance. Crystal has a sincere desire for success and believes in her God that all things are possible.
Viewing team member 2 of 6

Angel Duran Chavez
Insurance Account Representative
License #2920157
Angel Duran firmly believes in the values and importance of family. With over a decade of serving the community in financial services, he fits right in with our agency. Angel loves to always continue educating himself to better serve his community and those who surround him. Angel moved to Texas in 2018 and has been one of his most rewarding decisions he ever made. His personal interests and hobbies are to exercise and spend time with his family.
Viewing team member 3 of 6

Katherine Lozano
Staff Assistant
License #3246091
Katherine comes from a loving family, she got to travel the world from a young age because of her dad serving 25 plus years in the Army. She enjoys traveling especially to Mexico & South Korea. Katherine is originally from Tennessee but finally settled in the Great State of Texas. She has 2 dogs and a cat that she loves dearly, besides her pets, she enjoys the outdoors. Katherine comes from an extensive background of customer service which made her the most qualified candidate for her position.
Viewing team member 4 of 6

Zenia Guzman
Insurance Account Representative
License #3160652
Zenia is licensed in Texas and began her insurance career in 2024. She is fluent in English and Spanish and is adept at assisting a diverse range of people. Originally from New York, Zenia moved to Katy, Texas, in 2023. Outside of her professional life, Zenia enjoys exploring new activities and cuisines and embarking on travel adventures but she values the time spent with her daughter most of all. She is dedicated to providing excellent service and building strong customer relationships.
Viewing team member 5 of 6

Jade Savage
Staff Assistant
License #3271114
Originally from Arizona, Jade moved to Texas in 2024 and got licensed after being a private investigator for 8 years. After investigating so many insurance cases, she realized the importance of insurance and wants to share that knowledge in hopes it will help others. Outside of her professional life, she loves exploring new parts of the city, experiencing new delicious foods and most of all, making memories with her family.
Viewing team member 6 of 6

John Ocampo
Insurance Account Representative
License #3222218
Originally from the Philippines, John moved to the United States at 14 and is fluent in both English, Tagalog and Japanese, allowing him to connect with a diverse group of individuals. He has a spirited wiener dog that brings joy to his life, often seen barking playfully, napping, and enjoying meals. Since starting his insurance career last year, John has gained valuable insights into the industry, particularly the importance of providing customers with the right coverage tailored to their needs. In his free time, he enjoys hiking, playing volleyball with friends, and exploring diverse cuisines, making every meal an adventure.